Final Payment (USA) Horse
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About
Final Payment is a 4yo dk/b/br gelding from the United States trained by Georgina Baxter. He is by the stallion Girvin out of the dam Down Payment. So far he has won four races. On 4 May 2026 at Gulfstream he claimed his most significant victory, taking the $33,000 Race 7. He has proved a profitable runner for bettors, delivering roughly a 7% return on investment for those who backed him throughout his career.
Raced At
GulfstreamRace Record
| Event Summary | Runner Stats | Rank |
|---|---|---|
| Gulfstream 04-May-26 1308m R7 Race 7 $20,790 (of $33,000) Barrier 5, Winning Time: 01:19.100, SP: 1.91 vied for the lead on the outside and then dueled for command four to three wide on the turn and took over leaving the turn and drew out to prove much the best, driving. 1st Final Payment ( D A Herrera 126 ) 2nd Big Timer ( A Thomas 126 ) 4.00L 3rd I'M Tuff Enough ( E Gonzalez 121 ) 5.25L See full results | D A Herrera 57.2kg | 1 (5) |
| Gulfstream 12-Apr-26 1207m R3 Race 3 $16,695 (of $26,500) Barrier 4, Winning Time: 01:10.620, SP: 3.25 pressed the early pace and then went up to duel for command two wide on the turn and made a bid leaving the turn to gain a short lead and then slowly edged away to prove best under a drive. 1st Final Payment ( D Herrera 123 ) 2nd Ripton's Music ( C Martinez 123 ) 2.00L 3rd Friolento ( M Vasquez 123 ) 2.50L See full results | D Herrera 55.8kg | 1 (6) |
| Gulfstream 27-Mar-26 1207m R5 Race 5 $15,435 (of $24,500) Barrier 3, Winning Time: 01:10.500, SP: 3.00 1st Final Payment ( M Vasquez 126 ) 2nd Stop Being Greedy ( R Maragh 126 ) 0.75L 3rd G Speedy ( D Herrera 126 ) 9.00L See full results | M Vasquez 57.2kg | 1 (8) |
| Gulfstream 09-Mar-26 1408m FIRM R5 Race 5 $4,900 (of $24,500) Barrier 6, Winning Time: 01:24.080, SP: 10.00 raced in range four wide, could not keep pace with the winner nearing the lane but stayed on to be a clear second. 1st Simo ( E Zayas 123 ) 2nd Final Payment ( J Rosario 123 ) 5.50L 3rd Noble Prince ( J Castellano 123 ) 1.50L See full results | J Rosario 55.8kg 5.50L | 2 (10) |
| Gulfstream 16-Feb-26 1408m FIRM R6 Race 6-Claiming $2,520 (of $36,000) Barrier 4, Winning Time: 01:24.720, SP: 17.00 was off a step slow and settled early, came five wide into the lane but had no rally. 1st Gallo De Fuego ( L Panici 123 ) 2nd Wistucky ( J Castellano 123 ) 0.30L 3rd Shadow Coast ( M Husbands 123 ) 6.75L 4th Final Payment ( J Velazquez 123 ) See full results | J Velazquez 55.8kg | 4 (7) |
| Gulfstream 17-Jan-26 1207m FIRM R2 Md $16,695 (of $26,500) Barrier 9, Winning Time: 01:11.740, SP: 2.50 was well rated on the outside and in the clear, made a five wide bid leaving the quarter pole and kicked clear in the lane under left handed crop urging to prove best. 1st Final Payment ( I O Jr 123 ) 2nd Vino's Valentine ( C Martinez 123 ) 1.75L 3rd To The Max ( D Boraco 123 ) 0.50L See full results | I O Jr 55.8kg | 1 (8) |
| Gulfstream 25-Dec-25 1408m R2 Md $2,650 (of $26,500) Barrier 2, Winning Time: 01:26.520, SP: 2.75 stalked the pace three wide and then made a three wide bid to press the pace by the three eighths marker, then could not go with the winner to the quarter pole and finished one paced to the wire to best the rest. 1st Araucano ( Y Torres 122 ) 2nd Expert Witness ( M Husbands 124 ) 2.00L 3rd Final Payment ( I O Jr 122 ) 4.75L See full results | I O Jr 55.3kg 4.75L | 3 (7) |
| Gulfstream 22-Nov-25 1410m FIRM R4 Md $2,650 (of $26,500) Barrier 3, Winning Time: 01:25.970, SP: 3.75 1st Sweet Lazarus ( M Meneses 120 ) 2nd Expert Witness ( M Husbands 124 ) 1.50L 3rd Final Payment ( J Ocasio 120 ) 2.50L See full results | J Ocasio 54.4kg 2.50L | 3 (8) |
| Gulfstream 15-Nov-25 1110m FIRM R1 Md $280 (of $34,000) Barrier 6, Winning Time: 01:04.000, SP: 2.50 off a step slow leaving the start, shifted to the outside of rivals and tracked the pace three to four wide heading to the turn, had the rider lose his irons into the bend, ran in pursuit to upper stretch and did not rally late. 1st Coffee At K J's ( M Vasquez 121 ) 2nd Evil Empire ( M Husbands 124 ) 0.00L 3rd One More Duke ( M Meneses 121 ) 0.00L 6th Final Payment ( C Gil 121 ) 12.00L See full results | C Gil 54.9kg 12.00L | 6 (6) |
| Gulfstream 19-Oct-25 1410m FIRM R5 Md $640 (of $56,000) Barrier 6, Winning Time: 01:22.840, SP: 13.00 broke a bit slowly, settled outside of rivals in the early stages, coaxed four wide to the quarter marker, chased to upper stretch and lacked a late response. 1st Skellig Michael ( E Jaramillo 121 ) 2nd He's A Beast ( J Bravo 121 ) 5.00L 3rd Make Me Famous ( J Morelos 121 ) 4.50L 5th Final Payment ( C Gil 121 ) 15.75L See full results | C Gil 54.9kg 15.75L | 5 (8) |