On Just Terms (AUS) Horse

Country

Australia

Foal Date

13-Aug-21

Sex

mare

Colour

bay or brown

Sire

All American

Dam

Our Cheerleader

Prize Money

82974

Trainer

Peter Fernie

Owners

Geisel Park Stud (Mgr: E G Rigg), C W Chalwell, M I Banks, A M Inglis, P Sequeira, N J Pinner, A J F Buhagiar, G B Ralston, T J Nisbett & S R Lill

About

Kalgoorlie R6 TERRA DRILLING HANDICAP On Just Terms is a 4yo bay or brown mare (female) from Australia trained by Peter Fernie, who is based at Kalgoorlie. She is sired by the stallion All American out of the dam Our Cheerleader. On Just Terms has managed to win 3 races in her career so far. On 27th Jul 2025 at Kalgoorlie, On Just Terms scored her most significant win to date, getting the money in the $24000.00 Class Two Handicap. She has proven a profitable horse for the punters over the journey. If you had backed On Just Terms throughout her career you'd have achieved a 49% return on investment.

Raced At

Kalgoorlie • Belmont

Race Record

Event Summary	Runner Stats	Rank
Kalgoorlie 10-Aug-25 1400m SOFT 6 R5 RTG 58+ $4,464 (of $24,000) Barrier 3, Winning Time: 01:27.580, SP: 4.20 In-running: Settled 1st, 800m 1st, 400m 1st Sectionals: 600m 00:38.660 1st Secret Attire ( M L A Ramoly 58 ) 2nd On Just Terms ( J Tsang 56.5 ) 2.20L 3rd Flash Invader ( L T Staples 55 ) 3.60L See full results	J Tsang 56.5kg 2.20L	2 (11)
Kalgoorlie 27-Jul-25 1400m GOOD 4 R6 CL2 $13,152 (of $24,000) Barrier 12, Winning Time: 01:26.440, SP: 11.00 In-running: Settled 1st, 800m 1st, 400m 1st 1st On Just Terms ( J Tsang 58.5 ) 2nd Date Withthe Devil ( W A Pike 58.5 ) 2.86L 3rd Flash Invader ( A S Catarino 59 , Cd 56 ) 3.38L See full results	J Tsang 58.5kg	1 (15)
Kalgoorlie 29-Jun-25 1300m GOOD 4 R7 2YO+ CL2 Hcp $696 (of $24,000) Barrier 5, Winning Time: 01:18.360, SP: 4.00 In-running: Settled 2nd, 800m 2nd, 400m 2nd Sectionals: 600m 00:35.080 1st Science Degree ( N Riordan 61 , Cd 57 ) 2nd Stryker's Gal ( K Dhurun 57 ) 1.41L 3rd Elsueno ( A P L H Hearn 55.5 ) 2.20L 5th On Just Terms ( T Faithfull 59 ) 3.33L See full results	T Faithfull 59kg 3.33L	5 (10)
Kalgoorlie 22-Jun-25 1300m GOOD 4 R6 2YO+ BenchMark 58+ Hcp $2,112 (of $24,000) Barrier 4, Winning Time: 01:18.320, SP: 3.00 In-running: Settled 2nd, 800m 2nd, 400m 2nd 1st Scottish Laird ( N Faithfull 60 ) 2nd American Thighs ( K H Tsang 54 , Cd 51 ) 1.04L 3rd On Just Terms ( L Fiore 55 ) 1.07L See full results	L Fiore 55kg 1.07L	3 (10)
Kalgoorlie 01-Jun-25 1400m GOOD 4 R7 2YO+ CL2 Hcp $13,152 (of $24,000) Barrier 6, Winning Time: 01:25.250, SP: 6.00 In-running: Settled 1st, 800m 1st, 400m 1st Sectionals: 600m 00:35.300 1st On Just Terms ( L Fiore 58 ) 2nd Elsueno ( N Riordan 56 , Cd 52 ) 2.29L 3rd Just Sublime ( N Faithfull 58 ) 3.59L See full results	L Fiore 58kg	1 (11)
Kalgoorlie 18-May-25 1400m GOOD 4 R7 2YO+ CL2 Hcp $696 (of $24,000) Barrier 5, Winning Time: 01:25.360, SP: 4.80 In-running: Settled 1st, 800m 1st, 400m 1st Sectionals: 600m 00:35.220 1st Keep A Knockin' ( Z T Johnston-porter 59 , Cd 57.5 ) 2nd I Never Dreamed ( K Dhurun 59 ) 0.55L 3rd Bonny Rock ( C Cooper 57.5 , Cd 55.5 ) 0.55L 5th On Just Terms ( B Gaerth 58 ) 1.02L See full results	B Gaerth 58kg 1.02L	5 (11)
Kalgoorlie 03-May-25 1612m GOOD 4 R5 2YO+ CL2 Hcp $936 (of $24,000) Barrier 5, Winning Time: 01:39.420, SP: 6.00 In-running: Settled 4th, 800m 4th, 400m 3rd Sectionals: 600m 00:38.380 1st Everlasting Spirit ( M Cheung 54 , Cd 51 ) 2nd The Candy Kid ( A J H Hayes 54.5 , Cd 52.5 ) 0.71L 3rd Military Action ( A S Catarino 57 , Cd 54 ) 2.18L 4th On Just Terms ( T Faithfull 56.5 ) 3.06L See full results	T Faithfull 56.5kg 3.06L	4 (8)
Kalgoorlie 18-Apr-25 1300m SOFT 6 R1 2YO+ Mdn Set Weight $11,360 (of $20,000) Barrier 6, Winning Time: 01:19.000, SP: 2.40 In-running: Settled 1st, 800m 1st, 400m 1st 1st On Just Terms ( T Faithfull 55.5 ) 2nd Aweemaway ( K C Yuill 58 ) 1.55L 3rd Bang For Buck ( C Cooper 57.5 , Cd 55.5 ) 1.95L See full results	T Faithfull 55.5kg	1 (6)
Kalgoorlie 05-Apr-25 1200m GOOD 4 R3 2YO+ Mdn Set Weight $3,920 (of $20,000) Barrier 7, Winning Time: 01:11.110, SP: 1.90 In-running: Settled 2nd, 800m 2nd, 400m 2nd Sectionals: 600m 00:34.750 1st Bronze Rocket ( V A Corver 56 ) 2nd On Just Terms ( T Faithfull 55.5 ) 3.06L 3rd Aweemaway ( A P L H Hearn 58 ) 4.16L See full results	T Faithfull 55.5kg 3.06L	2 (7)
York 10-Nov-24 1200m GOOD 4 R1 3YO+ Mdn Hcp $306 (of $17,000) Barrier 11, Winning Time: 01:10.740, SP: 4.60 In-running: Settled 8th, 800m 8th, 400m 9th Sectionals: 600m 00:33.940 1st Weapons Hot ( J Mcnaught 60 ) 2nd She'satrooper ( M L A Ramoly 58 ) 3.53L 3rd Anaballistic ( P J Carbery 56 ) 3.64L 6th On Just Terms ( L Fiore 56 ) 6.92L See full results	L Fiore 56kg 6.92L	6 (11)
Kalgoorlie 02-Nov-24 1100m GOOD 4 R3 3YO+ Mdn Set Weight $1,820 (of $20,000) Barrier 4, Winning Time: 01:04.390, SP: 2.20 In-running: Settled 3rd, 800m 3rd, 400m 3rd 1st Thatsthewayilikeit ( M J Derrick 54 ) 2nd Weapons Hot ( A Galati 58 ) 1.17L 3rd On Just Terms ( T Faithfull 54 ) 1.70L See full results	T Faithfull 54kg 1.70L	3 (7)
Belmont 23-Oct-24 1000m GOOD 4 R1 3YO Rst 0 Met Win-LY Hcp $630 (of $35,000) Barrier 6, Winning Time: 00:58.550, SP: 101.00 In-running: Settled 11th, 800m 11th, 400m 10th Sectionals: 600m 00:34.220 1st Catch Carter ( M L A Ramoly 59.5 ) 2nd Magnique ( S D Parnham 57 ) 1.12L 3rd Lucky I Am ( J J Brown 57 ) 3.14L 8th On Just Terms ( P Carbery 57 ) 6.47L See full results	P Carbery 57kg 6.47L	8 (12)
Belmont 25-Sep-24 1000m GOOD 4 R1 3YO Rst 0 Met Win-LY Hcp $630 (of $35,000) Barrier 5, Winning Time: 00:58.700, SP: 26.00 In-running: Settled 6th, 800m 6th, 400m 6th Sectionals: 600m 00:34.100 1st Divine Impact ( C J Parnham 58 ) 2nd Catch Carter ( M L A Ramoly 60 ) 0.84L 3rd Heavy Metal ( P J Carbery 60 ) 0.90L 6th On Just Terms ( B Parnham 58 ) 3.10L See full results	B Parnham 58kg 3.10L	6 (8)
Belmont 02-Sep-24 1000m SOFT 5 R8 3Y MDN-TRL, Winning Time: 01:01.800 1st Girls Day Out ( B M Parnham ) 2nd Talkaway ( M L A Ramoly ) 0.51L 3rd Twelveunder ( C J Parnham ) 2.02L 4th On Just Terms ( H Watson 0 ) 2.25L	H Watson 0 2.25L	4 (8)
Belmont 19-Aug-24 400m HEAVY 8 R2 3Y-TRL, Winning Time: 00:25.090 1st On Just Terms ( L Ramoly ) 2nd Where's The Horse ( J Mcnaught ) 0.54L 3rd King's Joker ( H M Watson ) 9.23L	L Ramoly	1 (6)
Belmont 18-Mar-24 1000m GOOD 4 R5 2Y-TRL, Winning Time: 01:01.460 1st Shmoov Moova ( P J Carbery ) 2nd Show The Way ( M L A Ramoly ) 1.08L 3rd Wind And The Lion ( J Mcnaught ) 1.66L 5th On Just Terms ( H Watson 0 ) 2.67L	H Watson 0 2.67L	5 (8)
Belmont 05-Mar-24 400m GOOD 4 R1 2Y-TRL, Winning Time: 00:23.850 1st Sniper's Son ( J Noske ) 2nd Champagne Cathay ( H M Watson ) 0.25L 3rd On Just Terms ( P Carbery ) 0.97L	P Carbery 0.97L	3 (8)
Lark Hill 30-Oct-23 950m GOOD 4 R2 2Y-TRL, Winning Time: 00:57.220 1st Sinful Living ( W A Pike 0 ) 2nd Kimberley Rose ( S F Mcgruddy 0 ) 2.24L 3rd Elite Missile ( J Noske 0 ) 2.27L 6th On Just Terms ( H Watson 0 ) 3.55L	H Watson 0 3.55L	6 (9)
Belmont 23-Oct-23 400m GOOD 4 R1 2Y-TRL, Winning Time: 00:24.040 1st On Just Terms ( H Watson 0 ) 2nd Onemoretwomany ( M L A Ramoly 0 ) 1.49L 3rd Ripper Farooq ( J Noske 0 ) 3.71L	H Watson 0	1 (6)
Belmont 09-Oct-23 400m GOOD 4 R1 2Y-TRL, Winning Time: 00:23.520 1st Divine Impact ( C J Parnham 0 ) 2nd Lucky I Am ( M L A Ramoly 0 ) 0.90L 3rd On Just Terms ( H Watson 0 ) 1.08L	H Watson 0 1.08L	3 (6)