Final Payment (USA) Horse
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About
Final Payment is a four-year-old dk b/br gelding bred in the United States, sired by Girvin and out of Down Payment. He is handled by trainer Beau Chapman and owned by Ten Twenty Racing. Across 14 starts he has secured five victories, finished two times in second place and four times in third, earning $181,487 in prize money. His most recent start came at Gulfstream on 13 September 2026, where he finished 1st out of a field of 6.
Raced At
GulfstreamRace Record
| Event Summary | Runner Stats | Rank |
|---|---|---|
| Gulfstream 31-Oct-26 1207m FAST R7 Race 7 - Starter Optional Claiming, SP: 4.50 | Miguel Vasquez | 4 (7) |
| Gulfstream 13-Sep-26 1207m GOOD R6 Race 6 $33,348 (of $52,934) Barrier 2, Winning Time: 01:11.040, SP: 1.80 stalked the pace to be well positioned off the dueling pacesetters, was put an early drive on the bend and wore the tiring leaders down through the lane to be clearing off late. 1st Final Payment ( P Pena 125 , Cd 118 ) 2nd White Bullet ( J Morelos 122 ) 2.00L 3rd Built By Khozan ( J Santos 125 , Cd 115 ) 2.25L See full results | P Pena 56.7kg, Cd 53.5kg | 1 (6) |
| Gulfstream 16-Aug-26 1408m FIRM R5 Race 5 $9,204 (of $92,040) Barrier 5, Winning Time: 01:24.110, SP: 3.50 chased the pace between foes under a snug hold and kept on while three wide in the stretch for a minor share. 1st Jalapeno ( L Reyes 120 ) 2nd All To Win ( D Herrera 120 ) 4.75L 3rd Final Payment ( M Vasquez 124 ) 5.50L See full results | M Vasquez 56.2kg 5.50L | 3 (8) |
| Gulfstream 12-Jul-26 1609m FIRM R10 Race 10 $10,068 (of $50,338) Barrier 3, Winning Time: 01:37.480, SP: 5.50 prompt the early leader from the outside and kept on to be second best. 1st Lou The Body ( D Herrera 122 ) 2nd Final Payment ( M Vasquez 122 ) 2.00L 3rd Sneak Preview ( E Perez 122 ) 6.00L See full results | M Vasquez 55.3kg 2.00L | 2 (5) |
| Gulfstream 24-May-26 1207m FIRM R7 Race 7 $9,105 (of $91,049) Barrier 4, Winning Time: 01:09.360, SP: 5.00 chased the pace and was four wide on the turn and faded while besting the rest. 1st Langvad ( M Husbands 120 ) 2nd Noble J ( E Gonzalez 126 ) 5.25L 3rd Final Payment ( M Vasquez 126 ) 8.75L See full results | M Vasquez 57.2kg 8.75L | 3 (6) |
| Gulfstream 04-May-26 1308m R7 Race 7 $28,875 (of $45,833) Barrier 5, Winning Time: 01:19.100, SP: 1.91 vied for the lead on the outside and then dueled for command four to three wide on the turn and took over leaving the turn and drew out to prove much the best, driving. 1st Final Payment ( D Herrera 126 ) 2nd Big Timer ( A Thomas 126 ) 4.00L 3rd I'm Tuff Enough ( E Gonzalez 121 ) 1.25L See full results | D Herrera 57.2kg | 1 (5) |
| Gulfstream 11-Apr-26 1207m FAST Flat, SP: 9/4 | Diego Herrera 55.8kg | 1 (6) |
| Gulfstream 26-Mar-26 1207m FAST Flat, SP: 2/1 | Miguel Vasquez 57.2kg | 1 (8) |
| Gulfstream 08-Mar-26 1408m FAST Flat, SP: 9/1 | Joel Rosario 55.8kg | 2 (10) |
| Gulfstream 15-Feb-26 1408m FAST Flat, SP: 16/1 | John Velazquez 55.8kg | 4 (5) |
| Gulfstream 16-Jan-26 1207m FAST Flat, SP: 6/4 | Irad Ortiz Jr 55.8kg | 1 (8) |
| Gulfstream 24-Dec-25 1408m FAST Flat, SP: 7/4 | Irad Ortiz Jr 55.3kg | 3 (7) |
| Gulfstream 21-Nov-25 1408m FAST Flat, SP: 11/4 | Jonathan Ocasio 54.4kg | 3 (8) |
| Gulfstream 14-Nov-25 1106m FAST Flat, SP: 6/4 | Cipriano Gil 54.9kg | 6 (6) |
| Gulfstream 18-Oct-25 1408m FAST Flat, SP: 12/1 | Cipriano Gil 54.9kg | 5 (8) |